A debit card is a bank-issued plastic card that allows you to make cashless purchases directly from your checking account. It is a convenient alternative to carrying cash and checks. It can be used at physical stores, online shopping platforms, and ATMs for withdrawals. Unlike credit cards, a debit card draws on the funds you already have, promoting responsible spending and helping to avoid debt.Visit site
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Overdraft Protection is a financial service provided by banks to their account holders. It acts as a safety net for those moments when your checking account balance falls below zero. Instead of having your debit card declined or a check bounce, the bank will cover the shortfall, allowing the transaction to proceed. This service can be a financial lifesaver, preventing embarrassment, additional merchant fees, and negative impacts on your credit history. However, it's important to remember that overdraft protection often comes with its own fees, so it should be used wisely and sparingly.Visit site
