Choose TD Bank: Unmatched Services for Your Financial Freedom!

TD Bank, short for Toronto-Dominion Bank, is a top-tier financial institution operating primarily in North America. Known as "America's Most Convenient Bank," TD Bank offers a wide array of banking services, including checking and savings accounts, credit cards, mortgages, and investment products. With a strong emphasis on customer service, TD Bank provides 24/7 live customer support and extended branch hours. Its commitment to convenience and service, along with its robust online and mobile banking platforms, make TD Bank a go-to choice for many individuals and businesses.

Brand	TD Bank
Type	Subsidiary of Toronto-Dominion Bank
Industry	Banking, Wealth Management, Insurance
Founded	January 1, 1852
Headquarters	Cherry Hill, New Jersey, United States
Key people	Greg Braca (CEO)
Services	Personal Banking, Small Business Banking, Commercial Banking
Number of Locations	1,300+
Area Served	East Coast, United States
Total Assets	$393.768 billion (2019)
Revenue	$40.435 billion (2019)
Net income	$11.691 billion (2019)
Parent	Toronto-Dominion Bank
Website	www.td.com
Phone Number	1-888-751-9000
Products	Checking Accounts, Savings Accounts, Credit Cards, Home Equity Loans, Mortgage Loans, Personal Loans, Insurance
Number of employees	26,000 (2019)

Wide Range of Services

TD Bank offers a comprehensive suite of banking and financial services, including checking and savings accounts, credit cards, mortgage loans, home equity loans, personal loans, and investment services. This means you can manage all your financial needs in one place. Read more

Convenient Banking Hours

Known as "America's Most Convenient Bank," TD Bank stands out for its extended hours, including Saturdays, Sundays, and most holidays. This gives you more flexibility to handle your banking needs on your schedule. Read more

Exceptional Customer Service

TD Bank has a strong reputation for its customer service. Their representatives are known for their professionalism, responsiveness, and willingness to go above and beyond to address customers' needs and concerns. Read more

Robust Online and Mobile Banking

TD Bank offers a robust online and mobile banking platform that allows you to manage your accounts, pay bills, transfer funds, deposit checks, and more, all from the convenience of your computer or smartphone. Read more

Competitive Interest Rates

TD Bank offers competitive interest rates on its savings accounts, CDs, and loan products, helping you grow your money faster and save on borrowing costs. Read more

Security and Trust

As one of the 10 largest banks in the U.S., TD Bank is FDIC-insured, meaning your deposits are protected up to the maximum allowed by law. They also employ advanced security measures to protect your personal and financial information. Read more

Wide Network of ATMs and Branches

TD Bank has a wide network of ATMs and branches across the East Coast, ensuring you can access your money and banking services wherever you are. Read more

Financial Education

TD Bank is committed to helping its customers make informed financial decisions. They offer a variety of financial education resources on their website, covering topics like budgeting, saving, investing, and more. Read more

Community Involvement

TD Bank is deeply committed to the communities it serves. They invest heavily in local communities through charitable donations, volunteerism, and programs that support financial literacy, affordable housing, and environmental sustainability. Read more

Specialty Banking Solutions

TD Bank also offers a range of specialty banking solutions, including student banking services, senior banking services, and small business banking. This means they can cater to your unique needs at different stages of your life and business. Read more

Facts

1. TD Bank, a History of Growth: TD Bank is not only one of the 10 largest banks in the U.S., but it also boasts a rich history. It was founded in 1852 as Portland Savings Bank in Portland, Maine. It has grown and evolved over the years through a series of significant mergers and acquisitions. Today, it provides a full range of banking services, from personal and business accounts to loans and investment services.
2. Extraordinary Customer Service: TD Bank stands out with its exceptional customer service. The bank calls itself America's Most Convenient Bank, and for good reason. It offers extended banking hours, including weekends, and in many locations, 24/7 customer service. This is not common among many large banks, making TD Bank a go-to option for those who value accessibility and convenience.
3. The TD Stands for Toronto-Dominion: Ever wondered what TD in TD Bank stands for? It's short for Toronto-Dominion, a nod to the bank's Canadian roots. TD Bank is the U.S. commercial banking arm of The Toronto-Dominion Bank, one of Canada's largest financial institutions.
4. Encouraging Green Initiatives: TD Bank is making strides in becoming environmentally friendly. It aims to be carbon neutral and is a member of the U.S. Green Building Council. Many of the bank's locations are LEED (Leadership in Energy and Environmental Design) certified, which is a globally recognized symbol of sustainability achievement and leadership.
5. Community Involvement: TD Bank is deeply invested in the community. It regularly sponsors local events and has donated millions to charities. In 2019, the TD Bank Group contributed over $130 million to community organizations in Canada, the U.S., and the United Kingdom.
6. Innovation at its Best: TD Bank is continuously innovating to provide its customers with the best possible banking experience. It was one of the first banks to introduce mobile banking and continues to invest in technology to make banking easier and more convenient.
7. TD Bank's Mascot: TD Bank's friendly mascot is a green chair named Reggie. Reggie is often seen at community events, charity runs, and parades, representing the bank's commitment to being comfortable and customer-friendly.
8. Diversity and Inclusion: TD Bank is committed to fostering a diverse and inclusive environment. It has a variety of programs and partnerships aimed at supporting women, minorities, and the LGBTQ+ community. The bank has been recognized for its diversity practices and has received numerous awards.
9. Significant Presence: TD Bank has a significant presence in the U.S., with over 1,300 locations spanning the East Coast from Maine to Florida. This makes it a convenient option for those who prefer in-person banking.
10. Financial Literacy Programs: TD Bank is dedicated to promoting financial literacy. It offers a range of educational resources and programs, including the TD Bank WOW!Zone which is a free interactive financial literacy program for grades K-12. This commitment to education helps customers and communities make informed financial decisions.

Vocabulary

TD Bank – A U.S. national bank and subsidiary of the Canadian multinational Toronto-Dominion Bank.

Checking Account – An account at a bank where a customer deposits money and uses checks or a debit card to withdraw money.

Savings Account – A deposit account held at a bank that provides principal security and a modest interest rate.

Credit Card – A payment card issued by TD Bank that allows cardholders to borrow funds to pay for goods and services.

Mortgage – A loan secured by the collateral of specified real estate property that the borrower is obliged to pay back with a predetermined set of payments.

Home Equity Loan – A type of loan in which the borrower uses the equity of his or her home as collateral.

Auto Loan – A loan to finance a car purchase.

Personal Loan – A loan that establishes consumer credit that is granted for personal use.

ATM – Automated Teller Machine, a machine that dispenses cash or performs other banking services when an account holder inserts a bank card.

Mobile Banking – A service provided by TD Bank that allows its customers to conduct financial transactions remotely using a mobile device such as a smartphone or tablet.

Online Banking – A method of banking in which transactions are conducted electronically via the Internet.

Direct Deposit – The electronic transfer of a payment from the account of the payer to the recipient's account.

Overdraft Protection – A service that automatically transfers funds from a linked account that you select when you don't have enough money in your checking account to pay your transactions.

Certificate of Deposit (CD) – A savings certificate with a fixed maturity date and specified fixed interest rate that can be issued in any denomination aside from minimum investment requirements.

Money Market Account – An interest-bearing account that usually pays a higher interest rate than a savings account.

Wire Transfer – An electronic transfer of money from one person or entity to another.

Routing Number – A nine-digit number used to identify a financial institution in a transaction.

Debit Card – A card issued by a bank allowing the holder to transfer money electronically when making a purchase.

Commercial Banking – Services provided by a bank to businesses, which include lending, treasury management, and other types of specialized financing.

Retail Banking – The provision of services by a bank to individual consumers, rather than to companies or other banks.

TD Bank Mobile App – The mobile application of TD Bank that provides customers with convenient banking services.

Foreign Exchange – The process of changing one currency into another currency.

Investment Banking – Special division of banking related to the creation of capital for other companies, governments, and other entities.

Private Banking – Personalized financial and banking services that are traditionally offered to a bank's wealthy high net-worth individual clients.

Financial Advisor – A professional who suggests and renders financial services to clients based on their financial situation.

Interest Rate – The proportion of a loan that is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding.

Loan Officer – A representative of a bank who helps customers with loan applications.

Credit Score – A numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of an individual.

Account Balance – The amount of money in a financial repository, such as a checking or savings account, at any given moment.

TD Bank Branch – A physical location of TD Bank where customers can perform in-person banking transactions.